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Business activities in the educational segments includes
- ChildCare Centres
- Education / Tuition Centres
- Child Day Care Centres
- Before & After School Care Centres
- Nurseries
- Kindergartens
They need to be protected against:
Property All Risks
Covers you against physical loss or damage to your roperty which includes landlord’s fixtures and fittings, stock and material in trade, furniture, fixtures and fittings, equipment, plant and machinery, office and business contents.
Loss of profits and/or additional expenses
Closure of business by order of public authority due to:
- Defective Sanitary Arrangement (Time Excess: 24 hours)
- Food and Drinks Poisoning (Time Excess: 24 hours)
- Murder and Suicide
Failure of supply of electricity, gas, water and telecommunication services due to property damage of
supply authorities
Money and Securities
Loss of Money and Securities whilst:
- Inside Insured Premises during business hours
- Inside Insured Premises after business hours
- Outside Insured Premises anywhere in Singapore
Loss of Money kept overnight at private residence of sole proprietor/partners/directors/employees
Loss or damage to safes/strongrooms/cabinets/drawers/cash registers
Workmen’s Compensation
Protects you for any liability under Workmen’s Compensation Act (Cap 354) or at common law to compensate your employees for death or bodily injury due to an accident in the course of employment.
Public Liability
Protects you against legal liability to third parties for accidental bodily injury or accidental property damage.
Children &/or Students under Care, Custody & Control
Personal Accident
Provides 24-hours’ worldwide protection for you and your employees against accident.
Machinery Breakdown
Provides cover for electrical, heating and cooling equipment (age of machine not exceeding 5 years) excluding mobile equipment in the event of mechanical or electrical malfunction.
Fidelity Guarantee
Insures you against loss of money and/or property due to fraud or dishonesty of your employees.
Health Emergency Loss Protection
Provides essential financial support in the event you are denied access into your premises due to an outbreak of any human contagious disease (eg, SARS and Hand, Foot, Mouth Disease)
Download Brochures below. You can check the full range of the products from "Download Center "
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