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No one expects fires or break-ins. In reality, they happen more
often than we think. Can you afford to replace the renovations,
household items and personal belongings in your home in the event of
such unforeseen circumstances?
HomePlus covers not just your renovations and improvements
but also your movable home contents, which are not usually part of your
Fire Mortgage Insurance. Whether you reside in a HDB flat or a private
property, HomePlus helps you replace the important things in
your home – from furniture to furnishings, electrical appliances to
crockery, clothes and more.
| HomePlus Benefits |
Sum Insured ($) |
| |
Standard Plan |
Superior Plan |
Ultimate Plan |
| Home Contents & Renovations: |
|
|
|
| Home Contents (all movable items) * |
$25,000 |
$50,000 |
$75,000 |
| Renovations |
$50,000 |
$75,000 |
$100,000 |
| Covers
physical loss or damage to Contents and Renovations caused by fire,
lightning, domestic explosion, windstorm, flood, burst pipes,
earthquake, aircraft, impact by land vehicles, riot, civil commotion,
malicious acts, theft, accompanied by violent or forcible entry**) |
| Total |
$75,000 |
$125,000 |
$175,000 |
| Worldwide Personal Liability Cover for your and your family |
$300,000 |
$400,000 |
$500,000 |
Worldwide Accidental Protection
Accidental Death cover for you, your spouse and children (regardless of no. of children) |
$10,000 each
(Up to $50,000 per family) |
| Hospital Cash Benefit (hospitalisation due to an accident) |
$50 per day
(up to 90 days per person) |
| |
|
|
|
| Extra Benefits: |
Emergency Home Assist
24-hour
MSIG Assist helpline for assistance services that cover telephone
medical advice, arrangement of private medical transportation, plumber,
electrician and locksmith referrals |
Included
|
Alternative Accommodation or Loss of Rent
Cost
of reasonable alternative accommodation, or rent which continues to be
payable by you while your home remains uninhabitable due to damage by
any of the insured causes. |
Up to 10% Sum Insured
|
Removal of Debris
Cost incurred for removal of debris following covered damage to your home. |
$1,500
|
Cost of Temporary Protection
Cost of temporary boarding up or protection following covered damage to your home. |
$1,500
|
Loss of Money
Involving forcible entry to your home |
$500
|
| Accidental Breakage of fixed mirror & fixed glass |
$500 |
| Accidental Death of Domestic Pet (cat and dog) at home |
$500 |
Replacement of Locks and Keys
Cost of replacing locks and keys on external doors and windows following forcible entry |
$500
|
Deterioration of Frozen Foods
Loss due to deterioration of frozen food stored in deep freezer
(less than 5 years old) |
$500
|
| Annual Premiums (inclusive of 7% GST) |
$64.20 |
$101.65 |
$143.38 |
Bonus Cover At No Extra Cost!
5% increase in
Home Contents & Renovations cover upon each renewal, up to the 3rd
renewal. That's 15% extra cover from the 4th year, absolutely FREE! (if
no claim is made in the preceding year)
* We will not pay for more than 30% of the Sum Insured on Contents
in respect of valuables, nor more than 5% of the Sum Insured on
Contents for any one article (except furniture, personal
computers,audio and video equipment, pianos or organs).
**An excess of $100 is applicable for damages due to hurricane, cyclone, typhoon, windstorm, flood and burst pipes.
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