NTUC Vivolife is one of the most popular whole life policies available in Singapore. It offers great flexibility and options for the policyholders.

Be free to enjoy life with full protection

With full protection, vivolife gives you the freedom to live life the way you always wanted to. In the event of

• death
• Total and Permanent Disability before age 65 or
• diagnosis of a specified dread disease,

The great part about vivolife is its minimum protection benefit, a feature especially important if your children are still young. In the event of death, Total and Permanent Disability or dread disease within the first 15 years of coverage, the benefit payable is the higher of the sum assured plus bonuses, or 125% of the original sum assured.

In the event of accidental death, the total benefit payable will be up to 3 times the sum assured plus the bonus.

Be free to choose with flexible payment

Whether you're starting a family, already well-established in life or looking forward to your golden years, vivolife offers the flexibility to meet your needs and lifetime coverage. Choose from 10, 15, 20 and 25 years of limited premium payment terms, or up to age 64 or 84 at last birthday.

Be free from worries with retrenchment waiver

Should you find yourself involuntarily unemployed for a continuous period of 3 months, don’t worry. We will waive the premiums on your policy for up to 6 months so that you can stop paying temporarily, and still enjoy the protection that’s so important.

Be free to enjoy your golden years

Just because you're retiring, doesn't mean you can't continue to enjoy life. You'll receive 5% additional cash value when you convert your policy into an annuity at age 60. So you will be all set to live life to the fullest, right to your golden years.

Now, vivolife sets you free to enjoy, free to choose and free from worries. So you can live each day to the fullest. Start enjoying all that life has to offer today with vivolife.

 You may contact us for professional advice for this product. 

Returns are projected based on estimated bonus rates that are not guaranteed and vary with future performance of the fund.

Buying a life insurance plan is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.

Information is correct at time of posting. Please check with NTUC Income for subsequent updates, if any. The information provided on this website is for general information only and not a contract of insurance. Please refer to policy document for precise terms and conditions.