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MSIG MotorMax & MotorMax Plus |
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All sums in Singapore $
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SUMMARY OF BENEFITS
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LIMIT OF LIABILITY
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MotorMax Plus
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MotorMax
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1.
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Comprehensive coverage of Insured Vehicle against accidental loss or damage
Liability To Third Parties
- Death or bodily injury to any person
- Damage to property
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Market Value of Insured Vehicle at time of loss or damage
Unlimited
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2.
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Personal Accident Benefits
- Policyholder
- Authorised Driver and/or passenger (up to legal seating capacity)
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$100,000
$50,000 each
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$20,000
$10,000 each
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3.
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Medical Expenses
- Policyholder
- Authorised Driver and/or passenger (up to legal seating capacity)
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Up to $1,000
Up to $1,000 each
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Up to $1,000
Up to $1,000 each
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4.
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Choice of Workshop for accident repairs to Insured Vehicle
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Any Workshop
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MSIG’s authorized workshops
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5.
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Transport allowance while the Insured Vehicle undergoes repairs following accident damage if the approved repair period is more than 3 days. Where this benefit applies, cover starts from the first day of repair. Please refer to the illustration in FAQ No. 7.
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$50 per day
Max 10 days
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Not Covered
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6.
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New for Old Replacement* Pays the difference of up to $100,000 between the market value of the Insured Vehicle at the time of a Total Loss or Constructive Total Loss and the cost of a new vehicle of same make and model following accident occurring within 12 months of its first registration. This benefit does not apply to Total Loss or Constructive Total Loss caused by flood, theft or robbery of the Insured Vehicle.
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Covered
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Not Covered
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7.
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Loan Protection Benefits
Pays the outstanding loan amount in respect of the Insured Vehicle following accidental death of the Policyholder in direct connection with the Insured Vehicle.
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Up to $100,000
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Not Covered
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8.
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Windscreen
Windscreen Cover due to breakage, subject to excess of $100 for each claim.
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Auto reinstatement
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9.
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24 hours Automobile and Medical Assistance Services
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Auto Assistance Helpline Services such as emergency towing, roadside assistance, vehicle repatriation, accident & police report notification, locksmith referral and many more
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Emergency medical evacuation and repatriation of the Policyholder for accidents within the Geographical area (excluding Singapore) in connection with the Insured Vehicle
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Available
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Geographical Area:
Singapore, West Malaysia and that part of Thailand within 50 miles of the border between Thailand and West Malaysia.
Notes:
Cover is subject to an Excess for vehicle damage repairs.
An additional Young or Inexperienced Driver Excess of $3,000 applies for a driver who is aged 26 years old or below or has held a valid driving licence for 2 years or less.
*This additional benefit does not apply to high performance, sports makes and high value vehicles.
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