Weekly Global Market Snapshot (2014 April 14)



Spider S&P 500Vanguard FTSE Developed Markets




Vanguard Total Bond Market ETF

SPDR Barclays International Bond

Why is the ease of Total Debt Servicing Ratio (TDSR) restriction disappointing


On Feb 10, 2014, The Monetary Authority of Singapore (MAS) announced to ease the restrictive Total Debt Servicing Ratio (TDSR) on certain property buyers. What it says is that some of whose who bought a residential property before the TDSR measure … [Continue reading]

Removal Of Benefit Illustration For Single Premium Investment-Linked Plans And Recurring Single Premium Investment-Linked Plans

Due to a change to the regulatory requirements issued by the MAS, from 1 Feb 2014 onwards, it is no longer permissible for the insurance service providers to provide any benefit illustrations. This is to avoid misinterpretation of investment … [Continue reading]