I am an Independent Financial Adviser Licensed under the Financial Advisers Act by MAS in Singapore. You can download the profile of my company Promiseland Independent Pte Ltd. Here are my scope of services. You can contact me using our online contact form.

Financial Planning

Financial planning focuses on financial goals and how best to meet them.  However, since almost every part of one’s life has financial implications, financial planning is just a piece of the larger life planning.

I use life-cycle planning approach to identify financial objectives for each of your life stage and to provide the strategies and plans to meet these objectives:

• Income Protection and Replacement
• Savings and Retirement
• Children’s Education
• Medical and Hospitalisation
• Home Loan and Debt Financing
• Estate Analysis and Planning

Investments & Wealth Management

Investment planning is about making the right decisions and taking the necessary actions that will grow the value of the assets you own. While many people gamble with financial giants and lost their life savings, basic knowledge and common sense are always overlooked. I help individuals to capitalize on opportunities to preserve and grow their wealth steadily with peace of mind using three steps:

Investment Analysis

My focus is to analyze your risk tolerance, investment time horizon and financial objectives. I adopt an approach to investment with you instead of investing for you. This is the compass of our investment journey together.

I will then review your existing portfolio and draw up the investment strategies.

Portfolio Construction

Based on the investment analysis, an appropriate long term asset allocation model is determined. This serves as a core portfolio with mix of assets which are carefully assessed. Why dumping all your money into stocks where you can mix it with other assets to achieve better return with lower volatility.

I leverage on our team of in-house investment specialists, carefully select the investment instruments to implement the portfolio. I keep all my clients updated with significant events and market developments

Portfolio Monitoring and Review

Risk management is essential even after portfolio is set up. Investment market is volatile and moves at a lightening speed. Many investors react to the short term fluctuation of the markets and lose the direction along the way.

I help my clients to maintain the risk level and explore the investment opportunities constantly.

Our Service Providers

We have a comprehensive list of our service providers. This helps us to help you to implement your financial plans and achieve your financial goals efficiently.